Treating EPF, equity investments as emergency fund? Think again!

The number one rule of your emergency fund cash is that it should be money you can easily access in a pinch. Anything that has a lock-in period does not qualify; money in your Public Provident Fund (PPF), Employee Provident Fund (EPF) or Equity Linked Saving Scheme (ELSS) cannot be part of your emergency fund.

from Wealth-Economic Times https://economictimes.indiatimes.com/wealth/plan/treating-epf-equity-investments-as-emergency-fund-think-again/articleshow/83105083.cms