Needed, better home loan insurance

​​The solution is to have better designed products. Most home loan protection schemes come with a one-time premium. Advancing the premium as part of the loan and recovering it along with mortgage payments makes sense.

from Wealth-Economic Times https://economictimes.indiatimes.com/wealth/insure/other-risk-covers/needed-better-home-loan-insurance/articleshow/82967378.cms