
Take the vehicle to the garage for repairs as soon as the accident happens. All bills issued by the garage need to be submitted to the insurance company. Once a claim is made, no-claim bonus applicable on the policy will not be available for the next renewal.
from Wealth-Economic Times https://economictimes.indiatimes.com/wealth/insure/motor-insurance/how-to-register-a-motor-insurance-claim/articleshow/82116328.cms
 
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