Will RBI’s relaxed loan-to-value rules make home loans cheaper?

According to RBI, retail housing loans will attract a risk weight of 35 per cent, where LTV is less than or equal to 80 per cent and a risk weight of 50 per cent where LTV is more than 80 per cent but less than or equal to 90 per cent.

from Wealth-Economic Times https://economictimes.indiatimes.com/wealth/borrow/will-rbis-relaxed-loan-to-value-rules-make-home-loans-cheaper/articleshow/78841768.cms