Investing is complex because of financial illiteracy or lack of trust?

We tend to brush aside genuine concerns of simple investors as problems of financial literacy. The real problem is a lack of trust. That is the issue to address.

from Wealth-Economic Times https://economictimes.indiatimes.com/wealth/invest/investing-is-complex-because-of-financial-illiteracy-or-lack-of-trust/articleshow/68227538.cms